Understanding the Plan Type
Zing Health holds a valid contract with Medicare to operate as a Medicare Advantage HMO. This type of plan provides your Part A and Part B benefits in a different way than Original Medicare. It is offered by a private company that must follow specific rules set by the federal government. If you have both Part A and Part B, you are generally eligible to join this kind of health plan.
What Is Included in Coverage
Most Medicare Advantage plans, including this one, include prescription drug coverage known as Part D. While enrolled, you are required to keep paying the premium for Medicare Part B. The plan may offer extra benefits beyond standard Medicare, though these additional perks are only available in select counties. Please note that your services may be subject to copayments, restrictions, and other limitations.
Using Digital Tools for Care
The company provides a Member Portal to help you stay connected with your care. Through this secure online space, you can access coverage details, member forms, and claim information. You can also use tools to estimate what you will pay for prescription drugs each month and year. Additionally, the system allows you to search for thousands of physicians across all specialties to find a provider that fits your needs.
Checking Availability in Your Area
Insurance companies choose whether a plan is available to all Medicare beneficiaries in a state or just specific counties. Zing Health may offer more than one plan in a specific area, each with different benefits and costs. Enrollment in this plan depends on contract renewal, so availability can shift from year to year. You must verify that the specific plan is offered in your county before you can join.
Important Considerations Before Enrolling
Before joining a Medicare Advantage plan, you should talk to your employer or union about their rules. Joining this type of plan could mean you lose coverage from your employer or union in some cases. If you drop that coverage, you may not be able to get it back later. Be aware that out-of-network providers do not have to treat plan members unless it is an emergency.
Common questions
Does the plan cover prescription drugs?
Do I still pay the Part B premium?
Can I choose any doctor I want?
What if I move to a new county?
How do I access my claim information?
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Get your free reviewLast reviewed October 2026. Rules and prices can change; check the sources below for the official details.