Understanding Medicare Advantage Basics
Medicare health plans offer an alternative to standard coverage by providing Part A and Part B benefits through private companies. These arrangements, often called Part C or MA plans, must follow specific rules set by Medicare. If you currently have Part A and Part B, you may qualify to join one of these private options. You are still in Medicare, but the plan takes the place of Original Medicare as the way you get your Part A and Part B benefits.
What Devoted Health Offers
Along with full medical coverage, these plans add extras such as fitness benefits and money set aside for dental care, eyewear and over-the-counter products. More than 500,000 people are served by Devoted Health.
Every plan includes Member Service Guides who answer questions and assist you in locating care.
Checking Your Eligibility and Coverage
Before joining a Medicare Advantage Plan, ask your employer, union, or benefits administrator about their specific rules. Joining a Medicare Advantage Plan might mean you lose your employer or union coverage in some cases. If your employer or union coverage ends for you, coverage for your spouse and dependents may also be lost. You might not be able to regain this coverage later. It is crucial to review these potential impacts before making a final decision.
Plan Availability and Changes
Insurance companies choose whether a plan is available to all Medicare beneficiaries in a state or just specific counties. In a given area, they might offer multiple plans with varying costs and benefits. Insurance companies can choose to join or leave Medicare annually. If a plan stops participating in Medicare, you must return to Original Medicare or join another Medicare health plan. This means your options can change annually, so staying informed is important.
Potential Disenrollment Scenarios
A Medicare Advantage Plan may disenroll you for reasons such as moving outside the service area or losing Medicare or Medicaid eligibility. Disenrollment can also occur if the plan's contract with Medicare ends or, in some cases, if you join a drug plan. When this happens, you qualify for a Special Enrollment Period during a grace period. Use this time to review your options so you retain the Medicare health and drug coverage you prefer.
Common questions
Do all Devoted plans include drug coverage?
Can I keep my employer coverage if I join?
What happens if the plan leaves Medicare?
Are plans available everywhere?
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Get your free reviewLast reviewed October 2026. Rules and prices can change; check the sources below for the official details.